I developed the world’s first mobile-lending,-scoring, -pre-approval and -money transfer architecture in a Gates Foundation initiative. Now I and my team of data scientists advise banks and companies all over the world in how to leverage analytics to implement fintech solutions, as well as leverage compliance initiatives–such as Basel III/CRDIV/Solvency II and Dodd-Frank–to generate returns on investment. I have personally advised boards and executive teams in over 50 countries.

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